You shall pay your LIC policy premium by various means. You shall either visit your nearby LIC branch office and pay your policy premium through cash or cheque or you shall pay your policy premium online in the link - https://customer.onlinelic.in/LICEPS/appmanager/OnlinePayment/OnlinePaymentHome , by providing your policy no , premium amount and your date of birth or alternatively, you shall activate the ECS (Electrnic clearing system) on your LIC policy by providing your bank account details to LIC office. Though you shall use any of these ways, from a convenience point of view, paying your premium at the LIC office counter by visiting the office everytime may not be a good option. You shall activate the ECS on your policy so that your policy premium will be automatically deducted from your bank account on every due date. But in the ECS mode, you need to have enough balance on your account on every due date, else your ECS will fail and it will be decativated from the next due. Again you have to activate the ECS by visiting the LIC office. Again, the ECS payment method restricts our bank balance flexibility. The most flexible way of paying your policy premium is to pay it directly online every time by going through LIC's official portal. This provides you the option of paying through your credit card. But the only overhead in this type of direct payment is that you have to note down the due dates so that you are not missing it.