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Policy Term (Yrs)

Double Accident Benefit

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This policy has been withdrawn. It is no more available for sale.


LIC Endowment Plus (ULIP)


LIC Endowment Plus (Table 802) is a unit linked insurance plan (ULIP), where the risk of investment is borne by the policyholder. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market. If the Life Insured dies within the policy tenure, the nominee would receive the Sum Assured or the Fund Value, whichever is higher.

Key Features of LIC Endowment Plus


•   Unit linked insurance plan with choice of 4 investment funds
•   Higher of Sum Assured or Fund Value will be paid as Death Benefit
•   Choice of two riders is Accidental Death Benefit and Critical Illness Benefit cover
•   Option to decrease the Sum Assured during the policy tenure


Eligibility conditions of LIC Endowment Plus


Minimum

Maximum

Sum Assured (in Rs.)
(Policy Term +1) x Annual premium 30 x Annual Premium
Sum Assured (in Rs.)
Single Premium
1.25 x Single premium 5 x Single Premium
Policy Term (in years) 10 20
Premium Payment Term (in years) Single Equal to Policy Term
Entry Age of Policyholder 7 60
Age at Maturity 18 70
Single Premium (Rs.) 30,000 No Limit
Annual Premium (Rs.) 20,000 1,00,000
Payment modes Yearly, Half-yearly, Quarterly, SSS