LIC Policy holders can maintain all their policies on the Go.In case of any policy service requirement, they shall search their neighbourhood LIC agent.
This website, www.policytray.com is owned and operated by ESKRO Services Private Limited. By ‘You’ we refer to the users of this website.
By using this website, you agree to the following terms and conditions. So please read them carefully.
We reserve the right to change/ alter/ modify these terms and conditions at any time and we suggest that you periodically visit this
page to review the most recent Terms & Conditions. The information and descriptions on the site do not necessarily represent
complete descriptions of all terms, conditions and exclusions and the precise cover provided (as applicable) shall be included
in the schedule of cover, policy documents and/ or conditions of purchase issued to you. If you apply for any product or service
detailed on the site, these Conditions of Use should be read in conjunction with any additional terms and conditions relating to
that product or service and, in the event of any contradiction between these Conditions of Use and the specific product of service
terms and conditions, the latter shall prevail.
By using the website and / or registering yourself at PolicyTray.com, you
authorize us, our affiliates & our associate partners to contact you via email
or phone call and offer you our services , offer promotional offers running on website & offers offered by the associated third parties,
for which reasons, personally identifiable information may be collected as detailed below.
And Irrespective of the fact if also you have registered yourself under DND or DNC or NCPR service, you still authorize us to
give you a call from PolicyTray & its associate partners for the above mentioned purposes, once you register with us.
you authorize us to share these information with our associates, so that they can reach out to you for selling
their insurance products.
By registering, you authorize us to send sms/ email alerts to you for your login details and any other service requirements
or some advertising messages/ emails from us.
PolicyTray offers a free service and charges no fees or charges from it’s users.
The premium rates mentioned on the website may not be final and binding.
The values provided on PolicyTray are intended only to provide some knowledge to the users and these values
are in no way gauranteed. Further, the rates mentioned
on the website are sourced and collated from various sources and not from the insurer. The rates are subject to change at any time and we take NO
responsibility of any loss in such cases.
The maturity values mentioned at
PolicyTray.com is only an estimation based on the past Bonus
history of the insurer and in no way, it means that the maturity values given here are guaranteed, unless its explicitly mentioned
in the policy brochure. The insurer reserves the right to
recover from the policyholder or proposer, any levies and duties (including service tax), as imposed by the government, either
by premium adjustment or other forms, as deemed appropriate. Kindly refer to the proposal for the exact fees and charges.
PolicyTray.com never involves in selling of any type of insurance products.
The trademarks, logos and service marks displayed on the Site are the property of PolicyTray and other associated parties and service providers.
The values provided here are for information purposes only and its NOT an official LIC website.
PolicyTray is an online platform where users shall gain knowledge on various insurance products.
We do not sell any insurance products nor we recommend any product to the users by way of comparison.
We are NOT any entity authorised by IRDA or any other insurance body to sell any insurance product.
The information provided here are collected from various available sources and collated to provide an estimate.
While efforts are being made to check the correctness, completeness, accuracy or usefulness of the contents published here,
readers are requested not to entirely rely on information available on this website.