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LIC Jeevan Anurag

LIC Jeevan Anurag Plan (Table 168) is a plan designed specifically to take care of your child’s education needs. In this plan, you get an Assured Benefit and Death Benefit. On death of the Life Insured, the Sum Assured is paid immediately to the nominee and all future premiums are waived off, but the policy continues. Payment of 20% of the Basic Sum Assured at the start of every year during last 3 policy years before maturity, and on maturity the remaining 40% of the Sum Assured along with the bonus would also be paid, irrespective of whether the life insured is alive or not.

Features of LIC Jeevan Anurag :

• Double benefit plan with both Survival and Death benefits
• 20 % of Sum assured will be paid in the last 3 policy years.
• 40 % of Sum assured with Bonus will be paid on maturity.
• In case of death of the life assured, a Sum assured will be paid immediately and the policy continues with future premiums waived.

LIC Jeevan Anurag Eligibility Conditions :



Sum Assured (in Rs.) 50,000 No Limit
Policy Term (in years) 10 25
Premium Payment Term(in years) Policy Term - 3
Entry Age of Life Insured 20 60
Age at Maturity - 70
Payment modes Single, Yearly, Half-yearly, Quarterly, Monthly and SSS

Benefits of LIC Jeevan Anurag :

Maturity Return – 20% of Sum assured will be paid on the last 3 years of policy term
40 % of Sum assured with Bonus will be paid on policy maturity

Death Benefit – In case of death of the Life Insured, the nominee would get the Sum Assured immediately. The future premiums would be waived and the policy will continue.
Maturity benefit will be given irrespective of either life insured survives or not

Income Tax Benefit – Available under Section 80 C for premiums paid and Section 10 (10D) for Maturity returns
Loan on Policy - Not Available
Housing Loan Surity - Not Available