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LIC Jeevan Tarang

LIC Jeevan Tarang (Table 178) is a whole life Money back Pension plan that provides you survival returns till your 100th age or till your survival. The premium needs to be paid only for a specified Accumulation period of 10 , 15 or 20 years. At the end of the Accumulation period, the vested bonus is paid as a lumpsum and the policy will continue. Starting from the next year of the Accumulation period, 5.5 % of Sum assured will be paid every year till 100th year or till the survival of the life insured. At the end of 100th age or at the expiry of the life insured, Sum assured with Loyalty additions will be paid and the policy will be terminated.

Features of LIC Jeevan Tarang :

• Its a Whole life plan with regular returns post maturity
• Premium needs to be paid only till the specified Accumulation period of 10 , 15 or 20 yrs
• 5.5 % of Sum assured will be paid as Survival benefit after the Accumulation period
• Optional riders like Accident Death Benefit Rider, Term Rider, Premium Waiver Benefit Rider and Critical Illness Rider can be availed with some extra cost.

LIC Jeevan Tarang Eligibility Conditions :



Sum Assured (in Rs.) 1,00,000 No Limit
Policy Term (in years) Whole Life
Premium Payment Term(in years) 10, 15 , 20 yrs
Entry Age of Life Insured 0 60
Age at end of Accumulation Period 18 -
Payment modes Single, Yearly, Half-yearly, Quarterly, Monthly and SSS

Returns of LIC Jeevan Tarang :

Maturity Return : Bonus will be paid at the end of Accumulation period
Survival Benefit: 5.5 % of Sum assured will be paid on every policy year after the end of Accumulation period till death of life insured
Death Benefit – On the death of the life insured before the end of Accumulation period, Sum assured with Bonus will be paid. On death after Accumulation period, Sum assured will be paid

Income Tax Benefit – Available under Section 80 C for premiums paid and Section 10 (10D) for Maturity returns
Loan on Policy - Available
Housing Loan Surity - Available